Transaction Execution Engine

Deterministic state, evidence-gated transitions and an explained critical path. TC Pros executes transactions — it does not acquire deals, negotiate, or own CRM.

Transaction replay Published contracts

Universal transaction state machine

Title Reviewsince Aug 3 · target close Aug 21

Contract ExecutedIntakeFile OpenedParties VerifiedRequired DocumentsEarnest MoneyInspectionsTitle ReviewFinancingInsuranceConditionsClosing PreparationReady To CloseClosedPost CloseCancelled

Transition ledger — evidence required for every advance

Contract Executed → IntakeadvancedJul 28 · Intake Bot

required evidence

· Executed PSA with all signature pages

· Effective date confirmed

observed evidence

· PSA v2 fully executed Jul 28 (DocuSign envelope 8841)

· Effective date Jul 28

Intake → File OpenedadvancedJul 29 · Escrow Bot

required evidence

· Escrow number issued

· Title order confirmation

observed evidence

· Escrow #ES-22841 issued Jul 29

· Title order acknowledged by Summit Title Jul 29

File Opened → Parties VerifiedadvancedJul 30 · Compliance Bot

required evidence

· Identity confirmation for all signers

· Authority to convey

observed evidence

· Seller ID verified Jul 30

· Vesting deed matches seller of record

Parties Verified → Required DocumentsadvancedJul 30 · Document Bot

required evidence

· Playbook document set instantiated

· Owner assigned per document

observed evidence

· 14 of 14 Sub-To documents instantiated Jul 30

Required Documents → Earnest MoneyadvancedAug 1 · Escrow Bot

required evidence

· Escrow receipt for earnest funds

· Amount matches contract

observed evidence

· Escrow receipt R-9931 for $5,000 dated Aug 1

· Contract §3 requires $5,000

Earnest Money → Title ReviewadvancedAug 3 · Title Bot

required evidence

· Title commitment delivered

· Schedule B reviewed

observed evidence

· Commitment received Aug 3

· Schedule B reviewed, 2 exceptions flagged

Title Review → Financingheldnot advanced · Director

required evidence

· Curative cleared or waived in writing

· Servicer payoff valid through closing date

observed evidence

· Curative open: 2019 judgment lien release not recorded

Readiness engine

BLOCKED

Confidence

62%

Risk

Elevated

Stage

Title Review

Required documents11/14

Payoff, lien release and binder outstanding

Required approvals2/4

TC approval pending on payoff variance

Required communications5/6

Servicer escalation call not logged

Required parties6/7

Insurance carrier not engaged

Required funds1/2

EMD verified; payoff funds unconfirmed

Required tasks9/13

4 curative tasks open

Required deadlines3/4

Payoff expiry precedes closing

Blocking issues

· 2019 judgment lien release not recorded (Schedule B item 7)
· Payoff statement expires Aug 18 before Aug 21 closing

Required human actions

Approve lender payoff variance of $2,411 before authorizing wire instructions

Renee C. (TC) · due Aug 11

why human: Funds release is outside autonomous boundaries.

Confirm Sub-To disclosure signature page 4 with seller by phone

Renee C. (TC) · due Aug 10

why human: Signature detection returned partially signed at 0.71 confidence.

Waiting on / upcoming risks

Servicer — updated payoffSeller — disclosure signatureTitle — Schedule B curative

· Payoff statement expires Aug 18, three days before target close
· Insurance binder not yet ordered for the Sub-To structure

Critical path — why closing cannot proceed

3 nodes

DocumentRecorded release of 2019 judgment lienslack 1d · Summit Title — R. Alvarez

Title cannot issue a clean policy while Schedule B item 7 remains; closing cannot be scheduled without an insurable commitment.

evidence: Schedule B item 7 dated Aug 3 · County recorder search Aug 7 shows no release

FundsRefreshed servicer payoff through Aug 25slack 2d · Escrow Bot → Meridian Servicing

Current payoff expires Aug 18, three days before the Aug 21 closing, so wire figures would be stale at settlement.

evidence: Payoff dated Aug 4, valid to Aug 18 · Amendment AM-118 moved closing to Aug 21

ApprovalTC approval of $2,411 payoff varianceslack 3d · Renee C. (TC)

Funds release is outside autonomous boundaries; the file cannot enter Closing Preparation without a human decision on record.

evidence: Variance computed Aug 6 vs. contract exhibit B

Exception engine

3 open

EX-3301CriticalTitle defectin progress

Obtain recorded release or escrow holdback approved by both parties

owner Title Bot → Renee C. · due Aug 12 · PB-SUBTO §Curative

escalation: Director escalates to TC daily until recorded

evidence: Schedule B item 7 — 2019 judgment lien, $8,400
evidence: County records show no release recorded

EX-3302HighMissing signatureopen

Re-send page 4 for wet or e-signature and re-verify

owner Document Bot → Renee C. · due Aug 10 · PB-SUBTO §Disclosures

escalation: Blocks advance to Financing

evidence: Sub-To disclosure page 4 unsigned
evidence: Signature detection confidence 0.71

EX-3303HighCreative financeopen

Request refreshed payoff good through Aug 25

owner Escrow Bot → Renee C. · due Aug 11 · PB-SUBTO §Payoff

escalation: Auto-escalates 72h before expiry

evidence: Servicer payoff dated Aug 4 expires Aug 18
evidence: Target close Aug 21

Transaction health

62% closing confidence

Document completion

Communication completion

Deadline health

Exception severity

Party responsiveness

Playbook compliance

Prediction accuracy

Party coordination

SellerD. Whitfield71%

waiting on: Disclosure signature page 4

required docs: Sub-To disclosure, Authorization to release info

outstanding: Signature page 4 · approval pending

last contact: Aug 7 — call, 6 min

BuyerLarkspur Holdings LLC97%

waiting on: —

required docs: Operating agreement, EIN letter

outstanding: none · approval approved

last contact: Aug 6 — email

TitleSummit Title — R. Alvarez83%

waiting on: Schedule B curative

required docs: Commitment, Lien release

outstanding: Recorded release of 2019 judgment · approval pending

last contact: Aug 7 — email

LenderMeridian Servicing (existing loan)54%

waiting on: Refreshed payoff statement

required docs: Payoff good through Aug 25

outstanding: Payoff refresh request Aug 6 · approval pending

last contact: Aug 6 — hold 18 min, no agent

InsuranceNot yet engaged40%

waiting on: Carrier selection for Sub-To structure

required docs: Binder, Declarations page

outstanding: Carrier not selected · approval pending

last contact: —

Internal TeamRenee C. (TC)100%

waiting on: —

required docs: none

outstanding: Approve payoff variance · approval pending

last contact: Aug 8 — in app

Document intelligence

Purchase agreement (Sub-To)Approvedv2 · Contract Executed

source DocuSign envelope 8841 · signature fully executed · approval approved · expires —

Sub-To disclosureReceivedv1 · Required Documents

source Seller email Aug 4 · signature partially signed · approval pending · expires —

missing: Signature page 4, Date initialed

exceptions: EX-3302

Servicer payoff statementExpiredv1 · Title Review

source Meridian Servicing portal · signature not required · approval rejected · expires Aug 18

missing: Per-diem after Aug 18

exceptions: EX-3303

Release of judgment lienMissing— · Title Review

source County recorder · signature not required · approval pending · expires —

missing: Recording stamp

exceptions: EX-3301

Hazard insurance binderMissing— · Insurance

source Carrier TBD · signature not required · approval pending · expires —

missing: Carrier, Policy number

Documents remain references — Inbox and Assistant own communication transport.

Earnest money intelligence

$5,000verified

Requiredyes

RequestedJul 29

ReceivedAug 1

VerifiedAug 1

DepositedAug 2

DeadlineJul 31 (contract §3)

ResponsibleSummit Title escrow

Evidence

· Escrow receipt R-9931
· Bank credit memo Aug 2

Amendment engine

prior agreements are never overwritten

AM-118approvedExtend closing to Aug 21

original: Closing date Aug 14; payoff good through Aug 14

reason: Curative on 2019 judgment lien requires additional recording time

deadlines: Closing Aug 14 → Aug 21 · Payoff validity Aug 18 (now insufficient)

tasks: Schedule signing · Order refreshed payoff · Confirm utility transfer date

parties: Seller · Buyer · Title · Servicer

documents: Payoff statement · Closing instructions

Aug 4 — Amendment drafted by Contract Review Bot, held for TC approval
Aug 5 — TC approved draft; sent for signature
Aug 6 — Fully executed; deadlines recalculated by Deadline Bot

Autonomous work boundaries

Bots may act autonomously

Create draftsOrganize documentsPrepare remindersGenerate checklistsSuggest next actionsPrepare communications

Human-only

Change contract termsApprove amendmentsRelease fundsConfirm legal completionOverride playbooksAdvance critical stages without evidence