Transaction Replay

Replay the full execution of a transaction — decisions, communications, exceptions, documents, deadlines, tasks and approvals — then hand learning candidates to Assistant, which decides organizational learning.

Replay timeline

  1. DocumentJul 28 09:12

    Executed PSA v2 ingested and classified

    Document Bot · evidence: Envelope 8841

  2. DecisionJul 28 09:14

    Playbook PB-SUBTO selected (0.96 confidence)

    Director · evidence: Sub-To addendum detected

  3. CommunicationJul 29 10:40

    Escrow opening request sent to Summit Title

    Escrow Bot

  4. ApprovalJul 29 15:02

    TC approved title order to Summit Title

    Renee C.

  5. TaskJul 30 11:20

    14 Sub-To documents instantiated with owners

    Document Bot

  6. DocumentAug 1 13:05

    Earnest money receipt R-9931 verified

    Escrow Bot · evidence: $5,000

  7. ExceptionAug 3 08:47

    EX-3301 opened — 2019 judgment lien on Schedule B

    Title Bot · evidence: Commitment p.7

  8. DecisionAug 4 16:30

    Amendment AM-118 drafted to extend closing to Aug 21

    Contract Review Bot

  9. ApprovalAug 5 09:15

    TC approved AM-118 for signature

    Renee C.

  10. DeadlineAug 6 12:00

    Deadline set recalculated from executed amendment

    Deadline Bot

  11. ExceptionAug 6 14:22

    EX-3303 opened — payoff expires before closing

    Escrow Bot

  12. CommunicationAug 7 10:05

    Seller call re: disclosure page 4 (6 min)

    Renee C.

Replay performance

PB-SUBTO v4 — Subject-To acquisition

Days in file

11

Bot actions

184

Human interventions

9

Automation rate

83%

Exceptions opened

3

Learning candidates

Assistant publishes
  • Meridian Servicing payoffs average 14-day validity — request 30-day validity up front on Sub-To files.
  • Sub-To disclosures signed by email average 1.4 signature exceptions; route to guided signing instead.

Average days per stage

Intake
0.8d / 1d
File Opened
1.2d / 1d
Parties Verified
1.6d / 2d
Required Documents
2.4d / 2d
Earnest Money
2.1d / 3d
Inspections
5.4d / 5d
Title Review
6.8d / 5d
Financing
8.3d / 7d
Insurance
2.9d / 3d
Conditions
4.7d / 4d
Closing Preparation
3.1d / 3d
Ready To Close
1.4d / 2d

Performance intelligence

Exception frequency

1.7 per file

-0.4 vs. Q2

Human intervention rate

11%

-6 pts

Shadow accuracy

91.4%

+3.1 pts

Playbook accuracy

94.2%

+1.8 pts

Document errors

0.6 per file

-0.3

Communication delays

8.2 hrs avg

-2.6 hrs

Closing success

97.3%

+0.9 pts

Observations fed to Assistant

  • · Association estoppels in Cypress Row exceed 9 days — recommend ordering at contract execution.
  • · Servicer payoff validity windows drive 38% of Sub-To closing delays.
  • · Guided signing reduces signature exceptions by 71% versus email attachments.

TC Pros observes and proposes. Assistant remains the sole orchestration and learning-publication layer.

Replay intelligence — cohort comparison

CohortFilesAvg daysAvg exceptionsEvidence coverageDecision lag
Successful closings3125.9d1.297%3.1h
Delayed closings736.8d3.482%11.6h
Cancelled transactions321.4d4.771%18.2h
High exception (≥3)1234.2d4.179%13.4h
Low exception (≤1)2224.1d0.598%2.4h

Common success patterns

  • Title ordered within 24h of escrow opening (present in 29 of 31 successful closings)
  • Earnest money verified before Title Ordered exit
  • Evidence coverage ≥ 0.95 at every state transition
  • First curative response drafted within 4h of commitment receipt

Common failure patterns

  • Curative entered without a named responsible party (5 of 7 delayed closings)
  • Payoff obtained more than 10 days before closing and never refreshed
  • Decision lag > 12h on lender exceptions
  • Closing scheduled while readiness verdict was REVIEW REQUIRED