TC-4402watchActive

77 Cypress Row, Unit 4

Tampa, FL · $389,500 · Earnest $10,000 — received

Closing

Aug 14, 2026

Days remaining

Assigned TC

Marcus Hale

CriticalHOA estoppel not returned — ordered 9 days ago

Closing pipeline

55% complete

01Accepted
02Escrow Opened
03Title Ordered
04Commitment Received
05Curative
06Insurance
07Closing Scheduled
08Documents Signed
09Funded
10Recorded
11Closed

Auto-generated at this stage

Collect InsuranceDeliver binder to lenderConfirm Utilities

Traditional Purchase milestones

File Setup→

Title Opened→

Inspection→

Appraisal→

Loan Clear→

Closing

Document center

4 open

Purchase Agreement

File Setup

Completed

Earnest Money Receipt

Title Coordination

Completed

Title Commitment

Title Coordination

Approved

Inspection Report

Inspection Coordination

Approved

Appraisal

Lender Coordination

Received

HOA Estoppel

Document Collection

Requested

Insurance Binder

Insurance Coordination

Under Review

Closing Disclosure

Lender Coordination

Waiting

Task engine

Second follow-up on HOA estoppel

High

Document Collection · due Aug 5

Confirm CD delivery 3 days before closing

High

Lender Coordination · due Aug 11 · depends on Closing Disclosure

Schedule buyer signing

Normal

Calendar Scheduling · due Aug 12

Stage-generated checklist · Insurance

Collect InsuranceDeliver binder to lenderConfirm Utilities

Communication center

calls · emails · texts · notes · uploads

aiToday 07:30
Auto-follow-up #2 queued to HOA management company
Document Collection
emailYesterday 14:11
Underwriter requested updated bank statement
Lender Coordination
connectAug 2 10:02
Asked about appraisal value — responded, at contract
T. Brooks

Parties

Buyer: Elliot & Mara Sandoval
Seller: Harborline Properties
Buyer agent: T. Brooks
Seller agent: In-house
Deal type: Traditional Purchase
Purchase price: $389,500

Deadlines

Appraisal received

5d ago

Jul 30met

HOA estoppel returned

in 2d

Aug 06due

Clear to close

in 5d

Aug 09due

CD delivered (3-day rule)

in 7d

Aug 11due

Closing

in 10d

Aug 14due

AI assistant

3 awaiting approval

Recommendations only. Nothing executes until a human TC approves it.

Missing document84% confidence

HOA estoppel outstanding 9 days against a 10-day SLA.

Proposed: Call management portal and pay rush fee

Potential issue79% confidence

Insurance binder still under review by lender — CD timing at risk.

Proposed: Ask Sunstate to reissue with lender mortgagee clause

Follow-up93% confidence

Underwriter requested updated bank statement from buyer.

Proposed: Send secure upload link to Sandovals

Title coordination

Title company: Gulfshore Title
Escrow officer: Tamika Reed
Escrow email: treed@gulfshoretitle.com
File number: GST-40119
Commitment: Approved Jul 28 — clean
Funding: Lender funding expected Aug 14, AM
Recording: Hillsborough County e-record

Curative

Condo association lien check pending estoppel

Payoffs

Harbor Bank (seller mortgage)$201,880.04Good through Aug 20

Transaction entity

Buyer

Elliot & Mara Sandoval

(813) 555-0177

Seller

Harborline Properties

closings@harborline.com

Title Company

Gulfshore Title

File GST-40119

Escrow Officer

Tamika Reed

treed@gulfshoretitle.com

Lender

First Coastal Mortgage

LO: J. Patel · Cond. review

Insurance

Sunstate Insurance

Binder under review

HOA

Cypress Row Condo Assn

Estoppel ordered Jul 26 · portal

Earnest money

$10,000Received

Held by Gulfshore Title · received Jul 18, 2026

Utilities

Electric · TECOScheduled

Water · City of TampaPending

Active modules

HOA Estoppel Module

Workflow baseline

Library

Lender-driven timeline. Appraisal and loan conditions drive most escalations.

Standard timeline

35 days

Typical participants

Buyer, Seller, Both Agents, Lender, Title, Inspector, Insurance